FARIN 30 Years

Funding Long-Term Assets on the Cheap

Industry “best practices” call for us to evaluate the profitability of a long-term fixed rate loan using Funds Transfer Pricing (FTP) techniques. Various points along the transfer curve provide a funding cost for the loan’s cash flows and repricing points. Once funding costs have been assigned to the loan’s cash flows a weighted funding cost […]

Click here for more FEATURE ARTICLES

Asset Liability Management
Shrinking margins and increased regulatory scrutiny puts more pressure on the ALCO to make the best decisions. FARIN’s asset/liability solutions make the process easier with robust modeling, knowledgeable support and expert advice. Learn More

Capital Planning


Is your capital plan in place? The new bank capital regulations put increased emphasis on having a plan in place. The plan needs to incorporate stress tests, a contingency plan and compliance with the new regulations. Learn More

Credit Risk
Implementing a comprehensive credit risk approach that ties loan risk scoring models, allowance methodology and loan portfolio stress testing techniques together can significantly improve credit risk oversight. Learn More

Core Deposit Analysis

Understanding the characteristics of your core deposits is critically important to managing the cost of funds, asset allocation and meeting regulatory requirements. FARIN’s Core Deposit Analysis can help you make better decisions. Learn More

CPE Education

Deposit Pricing

iPrice Deposits is designed to bring structure and discipline to the Institution’s pricing process, resulting in interest expense controls thereby improving income without compromising growth and retention goals. iPrice Deposits is a complete, interactive pricing solution. Learn More